Loan file → insured & closing-ready · machine time: seconds

Watch a loan file become an insured, closing-ready file.

Pick a sample Non-QM file, paste your own file summary, or attach a current policy's declaration page. The AI reads it in seconds, plain-code rules pick the required coverages instantly, the instant-decisioning market returns a firm bindable number, and proof of insurance drafts itself while the loan is still in underwriting. Machine time is seconds; the only wait left in the flow is the borrower's reply. Nothing is guessed: every value shows the exact line of the file it came from, anything unsure is flagged, and nothing commits until a human approves.

Live demo, really running: this page runs on Llama, a free open-source AI, so anyone can test it as hard as they want. A production build runs a much more powerful model, with the same safety gates you see here. Licensed insurance work (quoting, advice, binding) always stays with the licensed partner.

1The loan file comes in
LOS EXPORT

        
sample · pre-processed · edit the text or paste your own file summary to run the AI live
The one rule: nothing enters a loan file unless it traces to the source. Unsure is flagged, never invented. Your team's approval is the only commit point.
The security spine
  • Encrypted in transit, end to end (TLS on every hop).
  • This demo stores nothing. Every run is stateless; close the tab and it is gone.
  • Writes only after a human approves. The AI cannot touch a loan file or a policy on its own.
  • Audit trail on every value: source words, confidence, approver, timestamp.
  • The borrower's choice is explicit. Carriers are options, never requirements; the borrower picks.
  • Licensed work stays licensed. Quoting, advice, and binding happen inside the licensed insurance agency.
  • Flat-fee software. The platform is paid as software, never per policy.
2The AI reads it · requirements fill themselves

Run the extraction to see the loan's insurance picture land here, each value with its source line from the file.

3Quoted · bound · back in the file

Approve on the left and watch the quotes land, the borrower pick, and proof of insurance return to the file.

Pilot dashboard · insurance status, every file SAMPLE DATA
Files awaiting insurance
This fileAwaiting extraction·in motion
File 1042 · investor DSCRQuote ready0.8 don track
File 1038 · foreign nationalBorrower choosing1.2 dat risk
File 1027 · landlord DP-3Bound · proof filed0.6 ddone
41 s
median machine time, file-read to bindable quote (sample data)
1.1 days
average file-ready to proof-in-file, this month (sample data; includes borrower reply time)
Pipeline
Quoted14
Choosing6
Bound22
Proof filed19
Closing readiness · insurance waiting
In production the proof of insurance and every status above write back to your LOS through the integration path agreed at setup; on this page the write-back is simulated on screen.