Loan file → closing-ready · in seconds

Watch a loan file become an insured, closing-ready file.

Pick a sample Non-QM file, paste your own file summary, or attach a current policy's declaration page. Then press Run AI extraction and watch:

The AI reads the file in secondsEvery value shows the exact line it came from.
Plain code picks the coveragesDeterministic rules, instant, not a model call.
A firm number, bindable on arrivalThe instant market prices from carrier-sourced property data.
Proof of insurance drafts itselfWhile the loan is still in underwriting.

Machine time is seconds; the only wait left is the borrower’s reply.

Nothing is guessed, anything unsure is flagged, and nothing commits until a human approves.

Live demo, really running: this page runs on Llama, a free open-source AI, so anyone can test it as hard as they want. A production build runs a much more powerful model, with the same safety gates you see here. Licensed insurance work (quoting, advice, binding) always stays with the licensed partner.

1The loan file comes in

LOS EXPORT

sample · pre-processed · edit the text or paste your own file summary to run the AI live

The one ruleNothing enters a loan file unless it traces to the source. Unsure is flagged, never invented. Your team's approval is the only commit point.

2The AI reads it · requirements fill themselves

Run the extraction to see the loan's insurance picture land here, each value with its source line from the file.

3Quoted · bound · back in the file

Approve on the left and watch the quotes land, the borrower pick, and proof of insurance return to the file.

Pilot dashboard · insurance status, every file SAMPLE DATA

Files awaiting insurance

This fileAwaiting extraction·in motion

File 1042 · investor DSCRQuote ready0.8 don track

File 1038 · foreign nationalBorrower choosing1.2 dat risk

File 1027 · landlord DP-3Bound · proof filed0.6 ddone

41 s

median machine time, file-read to bindable quote (sample data)

1.1 days

average file-ready to proof-in-file, this month (sample data; includes borrower reply time)

Pipeline

Quoted14

Choosing6

Bound22

Proof filed19

Closing readiness · insurance waiting

In production the proof of insurance and every status above write back to your LOS through the integration path agreed at setup; on this page the write-back is simulated on screen.

The security spine

Encrypted in transit, end to end (TLS on every hop).
This demo stores nothing. Every run is stateless; close the tab and it is gone.
Writes only after a human approves. The AI cannot touch a loan file or a policy on its own.
Audit trail on every value: source words, confidence, approver, timestamp.
The borrower's choice is explicit. Carriers are options, never requirements; the borrower picks.
Licensed work stays licensed. Quoting, advice, and binding happen inside the licensed insurance agency.
Flat-fee software. The platform is paid as software, never per policy.

Real data, pulled live

Every run makes two real federal calls, sample tabs included. The U.S. Census Bureau geocoder confirms the property address exists and pins its coordinates; FEMA’s National Flood Hazard Layer returns the flood zone mapped at that exact point, with the base flood elevation where FEMA has one.
The file’s claim gets checked, not trusted. The zone the loan file declared is compared with what FEMA actually says: a match is marked verified; a mismatch is flagged the day the file lands, not the week of closing.
Timed in the open. Each pull shows its measured milliseconds, because the claim of this platform is seconds, and claims here come with numbers.
Real addresses, fictional borrowers. The sample files use real properties so the live pulls resolve; every borrower on this page is invented.
Fails open, never breaks. If a federal source is quiet, the page says so and keeps working on the file’s declared values.
In production this slot goes further. Carrier-sourced property data (year built, square footage, roof) lands the same way, so the instant market can price without asking the borrower anything.